Mainly Health Plans SL  ( Sociedad de Agencia de Seguros Vinculada ) Castellano / Español

• Home assistance, 24 hours a day, 365 days a year, with just a simple telephone call
• Your goods will be insured on a “value-as-new” basis.
• Index-linked insured sums to ensure that the sums do not become outdated and that, in the event of a claim, you receive the adequate indemnity payment.
• Discounts for security measures.
• Discounts based on the amount of the sums insured. 
• Option of paying by instalment.

• Fire, explosion, smoke, lightning and electrical damage, including damage to boilers, heaters, heating pipes and other permanent installations.
• Water damage and material losses due to leaks and overflows, damage caused by water coming in from other homes and damage arising as a result of failure to shut off faucets and taps. This cover includes the expense of locating the problem, and the repair or replacement of the part that caused the damage.
• Perils due to forces of nature (weather phenomena).
• Flooding caused by water moving over the ground as a result of rainfall.
• Acts of vandalism and malicious damage caused by individuals or groups.
• Broken glass, windscreens, mirrors,, windows, ceramic bathroom fittings, marble, granite, and glass-ceramic hobs. Includes transportation and installation expenses.
• Theft with violence, mugging or theft with intimidation and mysterious disappearance:
  • Cash is guaranteed on a first-loss basis up to €300 per claim.
  • Mysterious disappearance, up to 25% of the total contents sum insured, with a limit of up to €3,000 per claim and year. The mysterious disappearance of objects of special value, gems and jewellery is guaranteed on a first loss basis up to €300 per claim.
  • Mugging, insured on a first-loss basis up to €1,200 per claim, with a sub-limit of €300 for cash, even when multiple insured parties are affected.
  • Credit card fraud, insured on a first-loss basis up to €600 per claim and year.
  • Lock replacement expenses in the event of theft with violence.

Claims must be reported as soon as possible and within a maximum period of 7 days.

• Use all means within your power to lessen the consequences of the claim and protect insured objects.
• As soon as you become aware that a loss has occurred, you must report it to your Insurance agent or directly to the Company.
• If a third party files a liability claim, before accepting liability, inform your Insurance agent or the Company so that we can contact the party filing the claim.
• Contact our HOME ASSISTANCE SERVICE at the free telephone number listed on your assistance card.

Remember, you have access to a 24-hour home assistance service available 365 days a year. In the event of a claim covered under the policy, with just a single telephone call you will have access to a comprehensive range of services, including:

• Dispatch of professionals to repair the damage to your home.
• Home surveillance expenses.
• Hotel, moving and furniture storage expenses.
• Emergency repairs in case of theft with violence .
• Legal advice in case of theft with violence .
• Restaurant and laundry expenses.
• Dispatch of a doctor and medical transport in the event of an accident
• Dispatch of healthcare personnel and delivery of medication.
• Emergency locksmith service.